Breaking the Cycle of Poverty Through Compassion
Akhuwat Foundation provides interest-free microfinance loans to help poor families start businesses and achieve financial independence. Join our mission of solidarity and compassion.
Families Helped
Loans Disbursed
Interest-Free
Years of Service
Empowering Lives
Through Interest-Free Microfinance
500K+
Families
₨50B+
Disbursed
Transforming Lives Through Interest-Free Microfinance
Since 1999, Akhuwat Foundation has been Pakistan's largest interest-free microfinance organization, empowering families to break the cycle of poverty through compassionate financial inclusion.
Our Story
Founded by Dr. Muhammad Amjad Saqib, Akhuwat began with a simple yet revolutionary idea: to provide interest-free loans to the poor, based on the Islamic principle of brotherhood and solidarity.
What started as a small initiative has grown into Pakistan's largest microfinance institution, serving over 500,000 families across the country. Our unique model combines financial services with social development, creating sustainable pathways out of poverty.
We believe that poverty is not just about lack of money, but about lack of opportunity. Through our comprehensive programs, we provide not just loans, but hope, dignity, and a chance for a better future.
Our Mission
Alleviating poverty through interest-free microfinance
Innovation
in Microfinance
Our Core Values
Compassion
We believe in the power of human kindness and empathy to transform lives.
Solidarity
Building bridges between communities and fostering mutual support.
Inclusivity
Serving all people regardless of religion, ethnicity, or social status.
Excellence
Maintaining the highest standards in all our programs and services.
Our Impact in Numbers
Measurable results that demonstrate our commitment to change
Comprehensive Solutions for Financial Inclusion
We offer a wide range of interest-free financial services and social programs designed to empower individuals and strengthen communities.
Microfinance Loans
Interest-free loans ranging from ₨10,000 to ₨500,000 for small businesses and income generation.
- No Interest Charges
- Flexible Repayment
- Quick Processing
- Minimal Documentation
Education Support
Educational loans and scholarships to help families invest in their children's future.
- School Fee Support
- Scholarship Programs
- Educational Materials
- Skill Development
Healthcare Assistance
Medical loans and healthcare support for families facing health emergencies.
- Emergency Medical Aid
- Health Insurance
- Medical Equipment
- Treatment Support
Housing Finance
Home improvement and construction loans to help families build better living conditions.
- Home Construction
- Renovation Loans
- Sanitation Projects
- Solar Energy
Business Development
Comprehensive business support including training, mentorship, and market linkages.
- Business Training
- Market Access
- Mentorship
- Financial Literacy
Community Programs
Social development initiatives that strengthen communities and promote solidarity.
- Community Centers
- Social Events
- Volunteer Programs
- Awareness Campaigns
Ready to Transform Your Life?
Join thousands of families who have already started their journey towards financial independence with our interest-free microfinance solutions.
Your Journey to Financial Freedom
Our streamlined process makes it easy for you to access interest-free loans and start building a better future for your family.
Application
Submit your loan application with minimal documentation. Our process is simple and straightforward.
- Basic personal information
- Business plan or purpose
- Income verification
- Reference contacts
Verification
Our team conducts a thorough but respectful verification process to understand your needs.
- Document verification
- Field visit
- Reference checks
- Needs assessment
Approval & Disbursement
Once approved, funds are disbursed quickly to help you start your journey immediately.
- Loan approval
- Agreement signing
- Fund disbursement
- Orientation session
Growth & Support
We provide ongoing support and mentorship to ensure your success and business growth.
- Regular follow-ups
- Business mentoring
- Skill development
- Market linkages
Quick Processing
Get your loan approved and disbursed within 7-10 days
100% Interest-Free
No hidden charges, no interest, completely Shariah-compliant
Community Support
Join a network of entrepreneurs and business owners
Ready to Start Your Journey?
Take the first step towards financial independence. Our team is here to guide you through every step of the process.
Real Stories of Transformation
Discover how our interest-free microfinance has empowered thousands of families to break the cycle of poverty and build sustainable livelihoods.
Tailoring Shop
"With Akhuwat's interest-free loan, I started my tailoring business from home. Now I employ 3 women and support my family with dignity."
Impact:
Monthly income increased from ₨8,000 to ₨35,000
Fatima Bibi
Lahore, Punjab
₨50,000
Loan Amount
Fruit Vendor
"I used to work as a daily wage laborer. The loan helped me buy a fruit cart and now I have my own business with steady income."
Impact:
Became financially independent and educated his children
Muhammad Ali
Karachi, Sindh
₨30,000
Loan Amount
Home Bakery
"My passion for baking turned into a thriving business. I now supply to local cafes and have plans to open my own bakery shop."
Impact:
Built a customer base of 200+ regular clients
Aisha Khan
Islamabad, ICT
₨75,000
Loan Amount
Your Success Story Starts Here
Join thousands of entrepreneurs who have transformed their lives through our interest-free microfinance program. Your journey to financial independence begins today.
What People Say About Our Work
Hear from beneficiaries, partners, and community leaders about the impact of our interest-free microfinance programs.
"Akhuwat Foundation has revolutionized microfinance in Pakistan. Their interest-free model is not just financially beneficial but also spiritually uplifting for the borrowers."
Dr. Sarah Ahmed
Social Worker
Lahore
"Akhuwat Foundation has revolutionized microfinance in Pakistan. Their interest-free model is not just financially benefi..."
Dr. Sarah Ahmed
Lahore
"The support I received from Akhuwat went beyond just financial assistance. They provided mentorship and guidance that he..."
Muhammad Hassan
Karachi
"As a woman entrepreneur, I faced many challenges. Akhuwat not only provided me with an interest-free loan but also conne..."
Amina Khatoon
Islamabad
"I have studied various microfinance models globally. Akhuwat's approach of combining financial inclusion with social dev..."
Prof. Ali Raza
Peshawar
"The impact of Akhuwat in our community has been transformational. Families that were struggling are now running successf..."
Fatima Malik
Multan
"From borrower to donor - that's my journey with Akhuwat. They didn't just give me money; they gave me hope, dignity, and..."
Imran Sheikh
Faisalabad
Ready to Write Your Success Story?
Join thousands of satisfied beneficiaries who have transformed their lives through our interest-free microfinance programs.
Get Started TodayTrusted by Global Leaders
We collaborate with international organizations, governments, and corporations to maximize our impact and reach more families in need.
50+ Partners
International and local organizations
15 Countries
Global network of supporters
25+ Awards
Recognition for excellence
1M+ Donors
Individual supporters worldwide
International Development Partners
World Bank
International Development
Supporting financial inclusion initiatives
Islamic Development Bank
Islamic Finance
Promoting Shariah-compliant microfinance
USAID
Development Agency
Poverty alleviation programs
European Union
International Cooperation
Social development initiatives
Gates Foundation
Philanthropic Organization
Financial inclusion for the poor
UN Women
United Nations
Women empowerment programs
Corporate Partners
Bank Alfalah
Banking
Financial Services Support
Engro Corporation
Conglomerate
Corporate Social Responsibility
Packages Limited
Manufacturing
Skill Development Programs
Habib Bank Limited
Banking
Digital Financial Services
Become Our Partner
Join our network of partners and help us expand our reach to serve more families in need. Together, we can create lasting change and build a more inclusive society.
درخواست کا اسٹیٹس دیکھیں
اپنا قرض کی درخواست کا اسٹیٹس دیکھنے کے لیے نیچے اپنا شناختی کارڈ نمبر درج کریں
Our Purpose & Direction
Guided by Islamic principles of brotherhood and solidarity, we work towards a world where poverty is eliminated through compassionate financial inclusion.
Our Mission
To alleviate poverty by providing interest-free microfinance and social development services to the poor and marginalized communities, enabling them to achieve financial independence and dignity.
Provide accessible, interest-free financial services
Promote entrepreneurship and self-reliance
Foster community development and social cohesion
Uphold Islamic principles of brotherhood and solidarity
Our Vision
A world where poverty is eliminated through compassionate financial inclusion, where every individual has the opportunity to achieve economic independence and live with dignity.
A poverty-free society built on justice and equality
Universal access to ethical financial services
Empowered communities driving their own development
Global model for Islamic microfinance
Our Core Principles
Compassion
We approach every interaction with empathy and understanding, recognizing the dignity of every individual.
Integrity
We maintain the highest ethical standards in all our operations, ensuring transparency and accountability.
Excellence
We strive for excellence in service delivery, continuously improving our programs and processes.
Innovation
We embrace innovative solutions to address poverty and create sustainable pathways to prosperity.
Strategic Goals & Progress
Financial Inclusion
85%Provide access to interest-free financial services for the underserved
Poverty Alleviation
78%Help families break the cycle of poverty through sustainable livelihoods
Community Development
92%Strengthen communities through social development programs
Women Empowerment
88%Empower women entrepreneurs and promote gender equality
Join Our Mission
Be part of our journey to create a world free from poverty. Together, we can build stronger communities and empower families to achieve their dreams.
Be the Change You Want to See in the World
Join our community of passionate volunteers and help us create lasting impact in the lives of families across Pakistan. Your time and skills can make a real difference.
Volunteer Opportunities
Field Operations
Help with loan processing, client visits, and community outreach programs.
Training & Education
Conduct financial literacy workshops and business development training.
Awareness Campaigns
Promote our programs through social media, events, and community engagement.
Why Volunteer With Us?
Make a Difference
Directly impact lives and help families break the cycle of poverty
Build Networks
Connect with like-minded individuals and expand your professional network
Gain Experience
Develop valuable skills in microfinance, social work, and community development
Flexible Schedule
Choose volunteer opportunities that fit your availability and interests
Ready to Make a Difference?
Join thousands of volunteers who are already making a positive impact. Your contribution, no matter how small, can help transform lives and build stronger communities.
Get in Touch with Our Team
Have questions about our services or want to start your journey with us? We're here to help and guide you every step of the way.
Contact Information
Address
G-11 Service Road, Jaffer Chowk
Rabnawaz Market, G-12 Islamabad
Phone
+
akhuwatloan56@gmail.com
Office Hours
Monday - Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 2:00 PM
Find Us
Visit our main office in Islamabad or find your nearest branch location.
Akhuwat Foundation
G-11 Service Road, Jaffer Chowk
Rabnawaz Market, G-12 Islamabad